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NMLS: 449980



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Loan and APR Information for programs on Today's Conforming Rates As of :May 25, 2018

30-Year Fixed

Interest Rate 4.875%
Total Points 0.500%
APR 4.962%
Payment Term 30 YEARS
Estimated Additional Prepaid Finance Charges $1,349.00
Loan Amount $417,000.00
Monthly Principal & Interest Payment $2,206.80
Period to First Interest Rate Adjustment N/A
Maximum Lifetime Caps - Over Original Rate N/A
Index as of May 25, 2018 N/A
Margin N/A
Fully-Indexed Rate (Index plus margin) * N/A
Payment at Fully-Indexed Rate N/A
Maximum Interest Rate N/A
Payment at Maximum Interest Rate N/A

15-Year Fixed

Interest Rate 4.375%
Total Points 0.375%
APR 4.504%
Payment Term 15 YEARS
Estimated Additional Prepaid Finance Charges $1,349.00
Loan Amount $417,000.00
Monthly Principal & Interest Payment $3,163.45
Period to First Interest Rate Adjustment N/A
Maximum Lifetime Caps - Over Original Rate N/A
Index as of May 25, 2018 N/A
Margin N/A
Fully-Indexed Rate (Index plus margin) * N/A
Payment at Fully-Indexed Rate N/A
Maximum Interest Rate N/A
Payment at Maximum Interest Rate N/A

5-Year Fixed to 1-Year ARM

Interest Rate 4.000%
Total Points 1.500%
APR 4.166%
Payment Term 5/1 ARM
Estimated Additional Prepaid Finance Charges $1,349.00
Loan Amount $417,000.00
Monthly Principal & Interest Payment $1,990.82
Period to First Interest Rate Adjustment 5 YEARS
Maximum Lifetime Caps - Over Original Rate 5.000%
Index as of May 25, 2018 2.737%
Margin 2.250%
Fully-Indexed Rate (Index plus margin) * 5.125%
Payment at Fully-Indexed Rate $2,232.43
Maximum Interest Rate 9.000%
Payment at Maximum Interest Rate $3,165.16
*Rounded to nearest 1/8 percent