Disclosures & Booklets

PBM Loan Program Disclosures

All Loan Program Disclosures

Documents Checklist of Items typically needed throughout the loan process

  1. W-2s (2 years) & 1 month pay stubs
  2. Residence and employment history (2 years)
  3. Last 3 months’ bank statements (all accounts, all pages)
  4. Loans, credit cards: addresses, account numbers, balance and monthly payment
  5. Real estate owned: property address, lender, loan number, balance and monthly payment
  6. If self-employed/commissioned/bonus/overtime: last 2 years tax returns (all schedules) and YTD P&L
Note: Additional documentation could also be required as directed by automated underwriting software

Consumer Financial Protection Bureau and Federal Reserve Bank Publications

ARMS Brochure
Your Home Loan Toolkit
Interest Only Payments & Payment Option ARMS